Your DNA Test Preparing for the unexpected can make all the difference if your family relies on your income. Share | Have A Question About This Topic? Name Email Address Message Thank you! Oops! Related Content Insurance Needs Assessment: When You're Young and Single Even if you’re young and single, you should still consider protecting yourself. The Value of Diversification Diversification could mean the difference between financial success and failure. When Do You Need a Will? When do you need a will? The answer is easy: Right Now.